We're building the first AI-powered digital bank for the region. One app for everyday banking, payments, lending, cards and Islamic finance, with intelligence built in.
From everyday spending to long-term saving, Nova brings the things you actually use a bank for into one app you can carry in your pocket.
Accounts, cards, transfers and multi-currency wallets, built mobile-first for people who have grown up on their phone.
Open an account from your phone in minutes. Biometric onboarding and document verification that work for customers and satisfy the regulator.
Send money at home or across borders. Domestic rails, regional corridors and international transfers on a single, traceable layer.
Sharia-compliant accounts, financing and savings, built in from day one and reviewed by an independent Sharia board.
Personal insights, smart spending tips and assistance that actually helps. We use AI to make banking simpler, not louder.
Real-time monitoring and clear, explainable decisions. We try to stop fraud before it happens and tell you why when we step in.
Sharia-compliant financing for individuals and businesses: Murabaha, Ijara, Musharaka, Mudaraba and interest-free Qard Hassan, all reviewed by an independent Sharia Supervisory Board.
Physical and virtual cards, instant freeze, spend controls, and a wallet that works for shopping at home and travelling abroad.
From sole traders to growing SMEs. Business accounts, payroll, invoicing and merchant payments, designed for the way work actually happens here.
We're designing Nova for the financial realities of Africa, the Middle East and Europe. Multi-currency, bilingual, and ready for the regulators in each market.
Modern digital banking for markets that have been underserved for too long. Local rails, local language, local trust.
Bilingual and RTL from day one. Sharia-compliant options sit alongside conventional banking, so customers choose how they want to bank.
EU data residency, GDPR by default, and the connections to move money cleanly between the three regions we serve.
A new generation of digital bank, where intelligence sits behind every interaction. Not a chatbot bolted on the side, but AI shaping how the whole product works.
Nova isn't only for our own customers. The same platform we use to build our bank is available to other banks, fintechs and telcos who want to launch fast. Your name above the door, your colours on the screen, your relationship with the customer.
We're building Nova to meet the same standards the world's largest banks are held to. Our roadmap covers information security, AI governance, card data and open banking, with independent audits along the way.
Status legend. Native: built into the platform from day one · Aligned: architecture conforms to the standard · Mapped: controls mapped to the framework · Target: independent certification on our roadmap · Phase 2: triggered when card issuing goes live.
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Customers, partners, investors and regulators. We'd love to hear from you.
Thank you. We'll be in touch the moment Nova is live in your region.